Mortgage Loan Originator: Get Your License
20 Hour SAFE Comprehensive PE - Fundamentals of Residential Mortgage Lending
Satisfy your NMLS 20-hour pre-license education requirements established in the SAFE Act by participating in this online course. The online instructor-led format is similar to a college-level online course and requires interaction with the other students and your instructor.
This program is ideal for anyone who can't dedicate a full workday to classroom learning. Complete daily assignments during the program from the comfort of your home or office.
Fundamentals of Residential Mortgage Lending covers the mandatory topics of federal law (3 hours), ethics (3 hours) and non-traditional mortgage lending (2 hours) in a manner that is easy to understand for even those with no prior origination experience. The real-world examples used in case studies and the websites visited in "online field trips" are reinforced by discussion and feedback from a professional Real Estate Institute instructor who is currently active and "in the trenches" as a loan originator. Electives (12 hours) include topics such as conventional and government loan product guidelines and qualification, income assessment, the secondary market, appraisals and credit scoring.
Students who complete this course will receive the 20 hours of pre-license education credit required for licensure as a loan originator.
- After you click Enroll Now, you will select your class start date on a subsequent screen.
- You must also pass the National Test Component of the SAFE MLO Test to become licensed with the NMLS. PREP-to-PASS is a proven program that has helped thousands of loan originators pass their exams. With pre-license course enrollment, discounted test prep is available. Call 800-995-1700 to learn more. Try our FREE Practice Tests!
- All state-licensed loan originators must satisfy a minimum 20-hour NMLS-Approved Pre-license Education requirement to become licensed under the Nationwide Mortgage Licensing System. Some states also have state-specific education requirements that must be met. See the NMLS State-Specific Education Requirements Chart for details.
Mandatory Regulatory Fee(s):
The regulatory agency to which we report your course completion(s) may require a credit reporting or other processing fee. Fees are often calculated per-course or per-credit-hour.
Students are required to pay any state-mandated fees in addition to our course tuition.
We do not add any other shipping, processing, or hidden fees.