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+ $30.00

Mandatory Regulatory Fee(s):

The regulatory agency to which we report your course completion(s) may require a credit reporting or other processing fee. Fees are often calculated per-course or per-credit-hour.

Students are required to pay any state-mandated fees in addition to our course tuition.

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  • 20 Hour(s) Pre-License Education
20-Hour SAFE Comprehensive PE - Fundamentals of Residential Mortgage Lending | Online Instructor Led

Course Highlights

Online Icon Online Instructor-Led

  • 6 consecutive days
  • All day online course access - Most flexible and convenient format!
  • Real Estate Institute instructor with extensive front-line mortgage lending experience guides you throughout the course 
  • Includes comprehensive and interactive assignments
  • Best for those with industry experience or busy professionals who cannot dedicate three full days to a live course

About This Course

This course is similar to a college-level online course and is NOT self-study. You'll need to interact with the course material and complete daily assignments during the program from the comfort of your home or office.

Students who complete this online course will receive 20 hours of pre-license education credit as required under the Federal SAFE Act for licensure as a loan originator and become prepared to begin working in the residential mortgage lending business in jurisdictions that do not require additional state-specific education 3.

This online instructor-led course covers the mandatory topics of federal law (3 hours), ethics (3 hours) and non-traditional mortgage lending (2 hours) in a manner that is easy to understand for even those with no prior origination experience. The real-world examples used in case studies and the websites visited in "online field trips" are reinforced by discussion and feedback from a professional instructor who is currently an active and "in the trenches" loan originator. Electives (12 hours) include topics such as conventional and government loan product guidelines and qualification, income assessment, the secondary market, appraisals and credit scoring.


  1. After you click Enroll Now, you will select your class start date on a subsequent screen.
  2. All state-licensed loan originators must satisfy a minimum 20-hour NMLS-Approved Pre-license Education requirement to become licensed under the Nationwide Mortgage Licensing System.
  3. Some states also have state-specific education requirements that must be met. This course does not include state-specific content. See the NMLS State-Specific Education Requirements Chart for details.
  4. Federal law also requires you to pass the SAFE National Test to become licensed. See the NMLS SAFE National Test Outline for details on potential test topics. PREP-to-PASS is a proven program that has helped thousands of loan originators pass their exams. With pre-license course enrollment, discounted test prep is available. Call 800-995-1700 to learn more.